Thanks to mobile app development, you don’t have to log in to your bank’s website to take a look at your finances. Instead, you can use your smartphone and open an application, and you are good to go. The best part is that you can keep track of how much you spend in a day. Also, it allows you to stay up-to-date with all the bills you have to pay.
Mobile app development flooded the Google Play Store with thousands of applications for this purpose. We picked the top three finance mobile apps in Singapore and reviewed them to see how they would perform:
In first place comes DBS digibank SG, with more than 1 million installs and more than 8 thousand ratings on the Google Play Store. An excellent feature of this finance app is that you don’t need to login to your account, to take a look at it.
The user interface is simple, with all the important elements available in the main screen. For instance, you can send money to your friends and family members through the “PayNow” option. Similarly, the app uses your smartphone’s camera to read QR Codes, so that you can transfer money to their accounts. An excellent feature is that you can generate QR Codes, making it easy to receive payments.
If you allow the app to use your location settings, it can show you nearby branches and ATMs. Due to mobile app development, the application gives essential information, such as the opening and closing hours of the branch. At the same time, you can send an SMS to the bank to get a queue number.
It also directs you to the branch or ATM, by opening Google Maps. In the main screen of the application, you can take a look at how the stock market is performing. It has a research section, where you get deep insights into how to make the most of your investments. Also, it comes with digibot, a chatbot to resolve all your problems.
Another finance app with more than 1 million installs and over 10 thousand reviews, DBS PayLah! is taking the Singapore market by storm. DBS wants its users to have a unique experience while using their services. Mobile app development takes security seriously, which is why you can ensure only you have access to your account, thanks to fingerprint authentication.
In Singapore, it isn’t necessary to carry card or cash around, as you can use this app for all payments. By allowing your camera to scan the QR code, you can pay for your cab ride or the bill from your favorite restaurant easily. It comes with PayNow integration, which allows you to transfer funds. Keep in mind that even non-DBS customers can use this feature.
Golden Village is a feature of the mobile app development, where it acts as an online shopping mall. It comes with Request for Funds, where you can ask your friends and family members to pay you back. Whether you want to pay your bills or top-up your prepaid mobile account, this app can do it all. Also, if you’re going to donate, there are more than 26 organizations to choose from, on the application.
Coming in third in the finance category is none other than POSB digibank SG, which has the same interface as DBS digibank SG. However, the primary difference is the color of the interface, which is blue, instead of red.
If you have any problems or queries regarding your bank account or financial transactions, you can use digibot, the app’s in-built chatbot. You can either tap on the screen or type your messages to interact with the bot. It has answers to a myriad of questions, which is an excellent feature. Customizing your profile is easy, as you can add a nickname and picture.
It comes with “Scan&Pay” feature, which allows you to point your smartphone’s camera on QR codes, to complete transactions. To take a look at your bank account balance, you only need to swipe. Depending on which services you use the most throughout the day, you can add them to your list of favorites.
Opening a bank account through the app is straightforward, and it will only take a couple of steps. Due to mobile app development, the application displays all the information about your profile in a dashboard format. If you are on the lookout for excellent deals, you should head over to “Promotions.” In this section, the application will give you in-depth information about the bank’s latest offerings. It comes with a currency converter, with support for most of the major legal tenders around the world.
Do you think there are other finance mobile applications which deserve mention in our list? Leave a comment below to let us know!
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